Financial Freedom Tool
Net Worth
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FIRE Progress
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Goals SIP
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Salary & Family
Total Assets Calculator
Total Assets
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Total Liabilities
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🔥 FIRE Goal (Financial Independence)
Your FIRE Number
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Based on 25x Annual Expenses Rule
Progress to Freedom
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What happens when you reach FIRE?
1. Work Becomes Optional
You no longer work for a paycheck. You can quit, switch to part-time, or follow a passion project without worrying about bills.
2. Passive Paycheck
Your assets generate enough returns (dividends/interest) to cover your living costs forever, regardless of your job status.
3. Time Ownership
You regain 2,000+ hours a year. Your primary “job” shifts from managing money to managing your health, family, and happiness.
Net Worth Growth Projection (10 Years)
Emergency Fund
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Fund Readiness
Goal: 6 Months Survival
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Note: An emergency fund is your “Sleep Well at Night” (SWAN) money. It covers life’s surprises (job loss, medical) so you don’t touch your investments.
DTI Ratio
0%
Healthy
Note: DTI (Debt-to-Income) measures how much of your salary goes to EMIs. Keep it under 40% to stay bank-loan eligible and avoid debt traps.
50-30-20 Rule
Needs
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Wants
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Invest
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Future Goals Planner
| Goal | Years Left | Target Corpus (₹) | Exp. Return (%) | Monthly SIP Needed |
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Retirement Planner & Life Simulator
Target Corpus:
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Financial Safety Note
Child Education
Future Cost:
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💼 Investment Tracker
No investments tracked yet. Click “Add Investment” to start!
Loan & EMI Manager
No loans tracked yet.
| Type | Principal | EMI | Year | Action |
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Monthly Budget
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